Home » Personal Injury Quantum Database (Qld) » Peterkovic v QBE Insurance (Australia) Limited

Peterkovic v QBE Insurance (Australia) Limited

[2023] QDC 220 · Kent KC DCJ

In plain language

Candice Peterkovic was injured in a car accident in August 2022 and made a claim for damages against the other driver's insurer, QBE. She said she suffered spinal injuries, a left hip injury, upper limb injuries and a psychological injury, and the insurer admitted liability. After she made a large claim for care and assistance, QBE put her under surveillance and disclosed selected still photographs and a report, suggesting her claim might be exaggerated, but refused to hand over the full 180 minutes of video footage. Peterkovic applied to the court to compel disclosure of the footage. The judge decided the surveillance did not give the insurer reasonable grounds to suspect fraud, and that the insurer had in any case given up its right to withhold the footage by choosing to disclose parts of it. The court ordered QBE to provide the full footage. This was a pre-trial procedural ruling and did not decide her damages.

Incident & injury

Injured as a result of a motor vehicle accident when the other vehicle (insured by the respondent) collided with hers

Body regions
Lumbar / thoracic spine, Spine, Left hip, Upper limbs, Psychiatric
Diagnoses
Spinal injuries, Left hip injury, Upper limb injuries, Psychological injury
Incident date
26 August 2022

Quick facts

Date of judgment
29 November 2023
Claim type
MAIA
Proceeding
Interlocutory
Plaintiff outcome
Successful
Plaintiff age at injury
~28 (inferred)
Occupation
Executive assistant Clerical & Administrative Worker

Outcome

The applicant's interlocutory application succeeded. The court ordered the respondent insurer to disclose 180 minutes of surveillance footage, finding there were no reasonable grounds to suspect fraud and, in any event, the insurer had waived its s 48(3) right of non-disclosure by partially disclosing the material.

Defendant

1 QBE Insurance (Australia) Limited

CTP Insurer

Judgment against this defendant
$0

Key issues

  • MAIA disclosure
  • Surveillance footage
  • Section 48(3) fraud exception
  • Reasonable grounds to suspect fraud
  • Waiver by partial disclosure
📑 Cite this case (AGLC4)

Peterkovic v QBE Insurance (Australia) Limited [2023] QDC 220

When typing in a Word document, italicise the case name. The copy button copies plain text suitable for any editor.

Learn more about motor vehicle accident claims in Queensland.

About the reviewer

Sean J. Roche
Director and Principal Solicitor, Roche Legal

Sean is the Director of Roche Legal and leads the firm's Springwood office. He holds a Bachelor of Laws from the Queensland University of Technology and a Bachelor of Business Management from the University of Queensland. Sean was admitted to practice in the Supreme Court of Queensland in 2016 and in the High Court of Australia in 2018, and holds an unrestricted principal practising certificate. He is a member of the Queensland Law Society and the Australian Lawyers Alliance.

About Sean Roche →

← Back to the case archive