Brown v Islip & Anor

[2026] QSC 92 · Copley J

In plain language

Jade-Elle Brown was eight years old when, in October 2013, the car she was travelling in (driven by her grandfather) was hit head-on by a motorhome on the Bruce Highway. She believed her sisters and grandfather had been killed and saw one sister badly injured. Her minor physical injuries healed, but she developed post-traumatic stress disorder, with ongoing nightmares, flashbacks, and difficulty driving and being near accidents or sirens. The driver's insurer admitted fault, so the only question was how serious the lasting psychological injury was and what compensation should be paid. The insurer argued the condition had recovered by 2018; the court disagreed and found it continued to affect her. The judge awarded her around $239,000, with the largest part for the reduced ability to work and develop her career over her lifetime. The court refused a claim for future care, finding there was no medical evidence she would need ongoing support.

Incident & injury

Motor vehicle collision — first defendant's motorhome braked heavily, veered into the path of the oncoming vehicle in which the plaintiff was a front-seat passenger, crushing the cabin

Diagnoses
Bruising of the right femur, Superficial lacerations to the left forearm, Post-Traumatic Stress Disorder (PTSD)
Incident date
2 October 2013
Location
Bruce Highway (near roadworks)

Quick facts

Date of judgment
1 May 2026
Claim type
MAIA
Plaintiff outcome
Successful
Plaintiff age at injury
~8 (inferred)
Occupation
School student at time of injury (aged 8); later receptionist/various roles at trial Minor / Child
Liability
Admitted
ISV assessed
9 · Item 12 (Moderate mental disorder), Schedule 4 Civil Liability Regulation 2003
Total damages
$238,987

Outcome

The court found the plaintiff sustained PTSD from a 2013 motor vehicle collision (when aged 8) that was not in remission, and assessed damages of $238,987.00, entered against the CTP insurer. Liability was admitted; the dispute concerned the extent of the psychological injury and quantum.

Defendant

1 Allianz Australia Insurance Limited

CTP Insurer

Judgment against this defendant
$238,987
Heads of damage
General damages $13,240
Past economic loss $5,131
Interest on past EL $1,556
Past superannuation $513
Future loss of economic capacity $124,354
Future superannuation $14,922
Past care (Griffiths v Kerkemeyer) $53,865
Future care $0
Past special damages (plaintiff) $5,250
Future special damages $20,000

Key issues

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Brown v Islip & Anor [2026] QSC 92

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