Injured & Unable To Work?
Free Consultation: Find Out If You’re Entitled To Compensation Today!
With capped fees and our No Win No Fee protection, we guarantee that you will never pay us more than what you get in your hand.
Don’t delay – time limits may apply to making a claim.*
*TPD Claim through superannuation insurance.
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Free consults apply to those who have been injured only.
Warning! “No Win No Fee” Doesn’t Always Mean “No Fee”
Hi, my name is Christopher Roche. I entered the legal profession in 1986, and have helped process over 1,600 ‘no win no fee’ claims for people like you. In fact, I was the first lawyer in Australia to advertise ‘no win no fee’ compensation services. It didn’t take long for other compensation law firms to copy.
However, not all law firms got it right. Making a successful compensation claim often requires obtaining expert evidence and reports which can cost anywhere from around $5,000 – $20,000. Some ‘no win no fee’ law firms either require up-front payment for these expenses – or if you carefully check the fine print their cost agreements, you may have to pay the law firm back for the costs of these expenses if you lose! This hidden expense is the last thing you need if you’re unable to work.
At Roche Legal, we pay for your expenses and you will never be required to pay us back if you lose your case.
Leading Queensland Compensation Lawyers for TPD Injury Claims
No Win No Fee
Pay nothing unless you win
We cap costs so you get more in your hand
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What is TPD insurance?
‘TPD’ stands for Total and Permanent Disability. Most good superannuation funds include TPD insurance as part of the policy – you might not even know you are covered. A total and permanent disability claim entitles you to payment of a lump sum if you have suffered an injury or illness that prevents you from returning to work in the same capacity that you were performing before the injury/illness.
This means that you do not have to be catastrophically injured to make a claim.
Most personal injuries which impact your ability to work are caused by motor vehicle accidents, or workplace accidents. However even a slip and fall in a public place can cause serious injuries.
TPD insurance cover usually ranges from around $50,000 – $2,000,000. The coverage amount typically decreases as you get older. The cover is for current and future medical costs, to clear any debts that you’re not able to pay for anymore since you stopped work and provides you with a source of income to replace the income you’re no longer receiving.
What type of injuries can I make a claim for?
TPD insurance can potentially cover any kind of injury, even if it seems minor.
For example – Roche Legal have been successful claiming TPD benefits for clients who suffered:
- a fractured ankle from a motorcycle accident
- a back injury from lifting something heavy at work
- a neck injury from slipping over in a public place
- a psychological injury from witnessing a traumatic event
It generally doesn’t matter who caused your injuries or how they occurred, so long as the injury wasn’t intentionally self-inflicted. The injury must be serious enough that it impacts your ability to work. For example, an injury that causes you to only be able to work part-time rather than full-time.
An injury that is insignificant in nature is typically one that you are expected to make a full recovery from without any complications whatsoever, with a full return to work as usual.
What % of my compensation payout do I have to pay in legal fees?
Roche Legal does not charge a percentage of your compensation amount.
We charge fixed fees for all TPD claims and only once your claim is successful. On average, our fixed fees typically work out to be around 10-15% of the TPD insurance value. The insurance value is determined by the cover contained in your superannuation policy.
Unlike other law firms, we do not charge an uplift on TPD Claims. Our quoted fixed fee is exactly that – fixed, with no surprises.
What if my claim is not successful?
Roche Legal has never been unsuccessful in claiming TPD insurance for our clients. That’s right – as at 2023, our success rate remains 100%.
However, we promise to work on a No Win No Fee basis. You pay nothing up front, and if we are not successful in claiming compensation through your policy, you will not be charged a cent.
How do I make a TPD claim?
You should seek legal advice to increase your chances of making a successful claim to receive the full range of benefits you are entitled to.
The steps required to successfully claim TPD insurance depends on the super fund you are with, and whether or not your cover falls inside your super policy. The usual first step is to obtain independent medical evidence from the most suitable doctor(s) to prove your inability to perform your usual work duties.
Finding out whether you can make a claim begins with a simple phone call to Roche Legal. You will discuss your situation directly with a lawyer who will tell you in plain English whether you have a claim or not. This advice is 100% free to you.
If you prefer to meet and discuss in person, you can call us to arrange a free initial appointment in one of our three offices.
Although, we understand that it isn’t always easy to travel or meet with a lawyer when there are other things on your mind following an accident. At your request, our lawyers are willing to travel to meet you in person. Strict time limits apply to making compensation claims, so our first priority is to make sure that you maintain your right to be compensated and not miss out just because you missed a deadline.
I’m on Workcover… Can I still make a TPD claim?
Yes – If you were injured at work, chances are you have already applied for Workers’ Compensation through Workcover Queensland or another provider. If Workcover are paying you weekly benefits, you are still entitled to make a TPD claim at any time without impacting your payments.
Roche Legal is a 5-star rated law firm, verified by Google.
YOUR FIRST CONSULTATION IS FREE
We help with the following types of TPD claims:
- Car & Motorcycle Injuries
- Pedestrian & Cyclist Injuries
- Workplace Injuries
- Public Place Injuries
- Dust Diseases from Asbestos and Silica
- Cancer & Terminal Illnesses
- Any other serious injury or illness preventing you from working full-time
ROCHE LEGAL LOCATIONS
Level 19, 10 Eagle Street
Brisbane, QLD 4000
Unit 2, 18 Dennis Road
Springwood, QLD 4127
1 Nothling Street
Moffat Beach, QLD 4551
Car & Motorbike Accidents
You can claim TPD insurance even if you have an existing CTP claim.
You can claim TPD insurance even if you have an existing Workcover Claim.
Slip & Falls
You can claim TPD insurance even if you have an existing Public Liability claim.
TPD insurance may be claimed if you’ve sustained a serious psychiatric injury following a traumatic incident.
Hear Tim’s Story
Our client, Tim, tells his story of how he was first injured in a work accident followed by a motorcycle crash a few weeks later – neither were his fault. Tim suffered injuries that were life changing. He engaged Roche Legal to assist him make TPD claims through his multiple superannuation insurance policies.
Roche Legal helped put Tim back on track financially by winning 100% of his claims.
Go to sleep tonight knowing that everything will finally be taken care of.
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